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     To apply for the following services, check the appropriate box(es):  I  wish to sign up for Online Bill Pay. The service is free with our CU Exclusive Account.  If you do not have our CU Exclusive Account then Bill Pay is free for the first three months, then a low $4.95 per month thereafter. By signing below, you certify that the information on this application is complete, true and submitted for the purpose of obtaining the electronic service.______________________________________________________
Member Signature / Date

 I wish to sign up for Home Banking. By signing below, you certify that the information on this application is complete, true and submitted for the purpose of obtaining the electronic service and account requested. If approved, you acknowledge receipt of and agree to the terms of the Electronic Funds Transfer Agreement.

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Member Signature / Date

If approved for the electronic/PC access service for your accounts, you will be issued a password by the credit union to log in and subsequently you will be prompted to change to a password of your choice. At the present time, you may use the access service to:

• Withdraw funds from your shares, clubs and share draft accounts by check
• Transfer funds within your account or to other CU accounts (as long as you are a joint owner) 
• Obtain balance information for your accounts
• Make loan payments from your shares, clubs or share draft accounts
• Access your Home Equity Line of Credit
• Your account can be accessed under the electronic/PC access service via personal computer. Services will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction, which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access. There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one day.

You are responsible for the safety and security of your account number and pin number.

Transfer Authorization:

Transfer authorization to allow funds to be withdrawn from  account#: _______________
And deposited to account #: _____________________

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ALL authorized signatures on account "from"

Your account number is considered personal information.  If you make a transfer, your account number will appear on the statement of the account "to".  We need your permission to disclose your account number to them in this manner.  By signing this form, you acknowledge and give permission to Enfield Community Federal Credit Union to disclose your account number on the statement of the member(s) that signed under account "to".

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Signature                                            Signature

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ALL  authorized signatures on account "to"

Your account number is considered personal information.  Once the transfer authorization is set up, the owner(s) of the account "from" will be able to see your account number when they are in their account online.  If a transfer is made, your account number will appear on the statement of the account "from".  We need your permission to disclose your account number to them in this manner.  By signing this form, you acknowledge and give permission to Enfield Community Federal Credit Union to disclose your account number online and on the statement of the member(s) that signed under account "from".
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Signature                                            Signature