Rates - Enfield Community Federal Credit Union

Rates

Regular Shares, Money Market, Term Share Certificate
& IRA Certificate Rates:
Rates are effective as of May 1, 2008

	Rate	Annual Percentage Yield
Money Market Account $2,500 - $9,999 $10,000 - $24,999 $25,000 - $49,999 $50,000 and above 6 month certificate (IRA not available)	1.25% 1.50% 1.75% 2.00% 2.75%	1.257% 1.510% 1.764% 2.018% 2.784%
12 month certificate	2.85%	2.887%
18 month certificate	2.85%	2.887%
24 month certificate 36 month certificate 48 month certificate 60 month certificate	3.00% 3.00% 3.25% 3.25%	3.042% 3.042% 3.298% 3.298%

Loan Rates:

Loan Type

Annual Percentage Rate

Share Secured

4.00%APR

Certificate Secured

+3.00% Current CD Rate

VISA Credit Card

starting at 8.90% APR

Home Equity Loans

starting at 4.25% APR

Line of CreditPrime minus 1.00%* ANNUAL PERCENTAGE RATE
Fixed Rate/Fixed Term	80% LTV	90% LTV	100% LTV
5 years	6.25%	7.25%	7.75%
10 years	6.65%	8.40%

Educational Loans

8.00%APR

New Auto loan rates, any term
starting at 5.24%APR

Used Auto loan Rates
starting at 5.75%APR

New Autos (2008 - 2007)

Rates starting at 5.24%APR

Terms from 36 to 72 mos.

Used Autos (2007 & older)

Rates starting at 5.75%APR

Terms from 36 to 72 mos.

Signature Loans

Rates starting at 10.99%APR

Home Improvement

Rates starting at 10.00%APR

Recreational Vehicle

11.00% - 17.00%APR (New/Used)

	New Rates Starting At 11.00%APR
	Used Rates Starting At 12.00%APR

Boat Loans

11.00% - 17.00%APR (New/Used)

	New Rates Starting At 11.00%APR
	Used Rates Starting At 12.00%APR

As published in The Wall Street Journal
**Prime Rate as of April 30, 2008 is 5.25%APR
Rate may vary based on credit worthiness.