Enfield Community Federal Credit Union
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Have you looked at our new CD Rate offerings?

6 Month CD at 3.00% APY 3.042%
12 Month CD 3.25% APY 3.299%

*Rates may change at any time, minimum CD $1,000
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New/Used Car Rates!

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Liberty Mutual Insurance

If you haven’t compared auto or home insurance rates lately, make an appointment with a Liberty Mutual® Insurance representative for a customized quote.

Get the savings and service you deserve.

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Make the Most of Your Money at Enfield Community FCU

We strive to achieve & maintain the highest standards in banking. Our knowledgeable staff are here to help guide you in making the best decisions for your money so you can make the most of it.

Heavy Metal Thunder!

Are you ready to head out on the highway? ECFCU has the right New/Used Vehicle Loan for you! Fast Approvals, Low Rates!

Membership Has Privileges.

Look to us to get the personal attention you deserve that you won’t find at very many other financial institutions.

VISA Safe & Secure

Shop online with confidence. Our Visa Credit & Debit Cards lets you shop without the stress. Safe & Secure.

Great Rates for Auto Loans

Financing a New or Used Car, Truck or SUV is easy at ECFCU! Are you tired of making repairs to your old car? You drive your car everyday, get into something better. Make your driving experience more pleasant.

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Education Loans for your Future

Invest in Your Children’s Education or Advance Your Own. We are confident that we can meet your scholastic expenses with our Education Loans. We offer 2 types of Education Loans: a Signature Education Loan and The Smart Option Student Loan.

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Annual Scholarship Award

Attention all High School Seniors and their Parents! The Enfield Community Federal Credit Union knows the excitement and financial stress everyone faces when starting college. We are pleased to be able to offer our Annual Scholarship each Spring.

Apply Now!

Home Improvement Loan

Opportunity is knocking… Make it better with a Home Improvement Loan. With competitive rates and easy repayment options our Member Service Representatives are here to make the process as painless as possible.

Pre Approvals

Invest in Yourself & Your Future

To help you with your retirement dollars, we offer a variety of IRA plans including Traditional & Roth IRA accounts to help you save for you & your family’s future.

Get Started

ECFCU VISA

Take the ECFCU VISA Credit Card anywhere you go and you will always have instant credit at your fingertips.  Our VISA Credit Card offers an attractive low rate, no annual fee with no balance transfer or cash advance fees.  Remember that VISA is accepted around the world!
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Current Rates

New/Used VehiclesStarting at 3.99% APR
Share Secured Loans3.50% APR
Certificate Secured Loans3.00% over Current Certificate Rate
VISA Credit CardStarting at 10.9% APR

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Home Banking

The Enfield Community Federal Credit Union (ECFCU) offers you the convenience of managing financial transactions from your home computer. All you need to do is sign up with us, and our Home Banking service is FREE! So what are you waiting for? Sign up today!
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Do You Have Questions?

Our Knowledgable Reps are Ready to Help!

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HolidayDayDate
New Year’s DayThursdayJanuary 1st 2026
Martin Luther King Jr Day MondayJanuary 19th 2026
Washington's Birthday
(Presidents Day)
MondayFebruary 16th 2026
Memorial DayMondayMay 25th 2026
Juneteenth National Independence DayFriday and SaturdayJune 19thand 20th 2026
Independence DaySaturdayJuly 4th 2026
Labor DayMondaySeptember 7th 2026
Columbus DayMondayOctober 12th 2026
Veterans DayWednesdayNovember 11th 2026
Thanksgiving DayThursdayNovember 26st 2026
Christmas Eve
(Early Closing 1PM)		ThursdayDecember 24th 2026, closing at 1
Christmas Day
(Closed)		Friday and SaturdayDecember 25th and 26th, closed 2026
New Year’s Eve
(Early Closing 1PM)		ThursdayDecember 31st 2026, closing at 1
New Year’s Day
(Closed)		Friday and SaturdayJanuary 1st and 2nd closed 2026